Conventional Programs
The most popular program that works well for purchases or refinances of primary, secondary or investment properties.
- Financing up to 97%
- Loan amount up to $453,100
- 15 or 30 years fixed rate
We're providing the following services:
We find you the best Lender, based on your needs, who could deliver quick pre-approval and fast closing.
We only work with the direct Lender, who could make a decision and/or exceptions.
If you have less than perfect credit, less income than required for conventional loan – no problem, we can connect you with the best team (see highlights of Non QM / Private Mortgage program below).
Licensed Mortgage Representative will contact you with a quote.
GOVERNMENT PROGRAMS
The best choice for those who are looking to minimize their down payment, whose credit score is below average for Veterans, Active Duty military and Members of the Reserves.
- Financing up to 96.5%
- FICO from 580
- DTI up to 60
- Seller’s concession up to 6%
NON-QM PROGRAMS
This program is tailored for customers, who are unable to qualify for conventional mortgage products.
- LTV up to 90%
- FICO from 500
- May use Bank Statements instead of Tax Returns in certain cases
- May use CPA letter instead of Tax Returns in certain cases
- Zero Days since credit event (Bankruptcy, Foreclosure, Short Sale, etc.)
- No income for Investment Property program is available
FOREIGN NATIONAL
Helping foreign national borrowers obtain loans for real estate in USA with full or limited documentation.
- Financing up to 75%
- Minimum documentation
- Mortgages may be issued to US Corporation, LLC or Individual
- No income program is available